Registered. Verifiable.
Lyria is a brand of Crestline Technologies Ltd., which is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a Money Services Business. This page sets out what that means and how to check it.
FINTRAC Money Services Business.
Our registration appears on FINTRAC’s public MSB registry. Search for registration number C10001565 or the legal name CRESTLINE TECHNOLOGIES LTD.
Registration with FINTRAC means a business is registered under Canada’s anti-money laundering and anti-terrorist financing law. It is not an endorsement of the business or its services, and it does not authorise deposit-taking.
- Legal name
- CRESTLINE TECHNOLOGIES LTD
- Registration number
- C10001565
- Incorporation number
- BC1538754
- Status
- Registered
- Regulator
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Jurisdiction
- British Columbia, Canada
- Valid until
- 2027-12-23
- Registered office
- 1100-1200 West 73rd Avenue, Vancouver, British Columbia V6P 6G5, Canada
Registered activities and services
- Currency conversion for business clients
- Multi-currency pricing and settlement
- Conversion for cross-border pay-ins and payouts
- Payment processing and orchestration
- Collection of funds from end customers
- Payouts and disbursements
- Settlement and reconciliation reporting
Services that require another licence, such as card acquiring, account provision or digital-asset custody, are provided with regulated partners under their own authorisations.
What our registration requires of us.
As a Money Services Business, Lyria is subject to the Proceeds of Crime (Money Laundering) and Terrorist Financing Act and its regulations.
A compliance program
A designated compliance officer, written policies and procedures, a documented risk assessment, an ongoing training program and a regular effectiveness review.
Knowing our clients
Verifying the identity of clients and their beneficial owners, and determining whether they are politically exposed persons.
Reporting
Filing the reports required by law, including suspicious transaction reports and reports on certain large and international transactions.
Record keeping
Keeping client identification and transaction records for the periods the law requires, ready for examination.
Sanctions compliance
Screening against Canadian sanctions and listed-person requirements, and freezing and reporting where required.
Ministerial directives
Applying enhanced measures to transactions involving jurisdictions or entities named in ministerial directives.
How regulated services fit together.
Some services on Lyria require licences or authorisations that belong to our partners. We are clear about which is which.
- Lyria
- Money services as registered with FINTRAC, together with the technology, routing, ledger and compliance operations around every product.
- Acquiring banks
- Card acquiring and scheme membership. Card payments are processed under the acquirer’s scheme licences.
- Banking partners
- Accounts and the safeguarding of funds. Lyria is not a bank and does not take deposits.
- Custody and liquidity partners
- Custody of digital assets and certain currency conversions, where permitted.
- Your business
- Your own licences and obligations, which remain yours. Our tooling supports them but does not replace them.
Questions from a regulator, auditor or partner?
Our compliance team responds directly to regulatory, audit and due diligence enquiries.