Approve more. Lose less.
Lyria Orchestration connects you to a managed network of acquirers and payment methods, scores each transaction in real time and sends it where it is most likely to be approved. When a provider falters, traffic moves on its own.
| Provider | Status | Share | |
|---|---|---|---|
| Acquirer A | Healthy | 41% | |
| Acquirer B | Healthy | 33% | |
| Provider C | Degraded | 4% | |
| Local rail D | Healthy | 22% |
Higher approval rates without more integrations.
Routing, retries and failover run inside Lyria, so your checkout stays simple while the network behind it gets smarter.
Multi-acquirer routing
Route by card BIN, issuer country, currency, amount, method and merchant category, or let the engine choose by approval likelihood.
Cascading retries
Soft declines retry on the next best route in the same session, before the customer sees an error.
Automatic failover
Provider health is measured continuously. Degraded routes are drained and restored without manual switching.
Rules and priorities
Set priority orders, volume splits, caps and exclusions per market and method, and change them without a release.
Network tokens and vault
Cards are tokenised once and usable across every acquirer, with network tokens where schemes support them.
3-D Secure orchestration
Request exemptions where they apply and challenge only where liability shift matters.
What happens in the milliseconds after checkout.
Score
Risk and routing signals are evaluated together.
Route
The payment goes to the provider most likely to approve it.
Recover
Soft declines cascade to the next route automatically.
Record
The outcome is written to the ledger and reported.
Orchestration at a glance.
- Payment methods
- Cards, bank transfers, open banking, wallets, local methods and stablecoins, through contracted partners.
- Providers
- 150+ acquiring banks and payment providers reachable through one integration.
- Routing inputs
- BIN, issuer country, currency, amount, method, merchant category, provider health, cost and approval history.
- Integration options
- REST API, hosted checkout or hosted card fields.
- Card data
- Tokenised in a PCI DSS-compliant vault. Hosted components keep card data out of your environment.
- Reporting
- Approval and decline analysis by provider, BIN, country and reason code.
Route your first payment today.
One request style across every Lyria product, with idempotency, signed webhooks and a sandbox that mirrors production.
- Approval-optimised routing on every request
- Soft declines cascade within the same session
- One request shape for every provider
POST /v1/payments Idempotency-Key: 7f1c2e0a-9b54 { "amount": 12500, "currency": "EUR", "routing": { "strategy": "approval", "cascade": true } }
Complete your stack.
Every product shares the same ledger, data model and controls, so adding the next one is a configuration change.
Questions about Orchestration.
Do we need our own acquiring contracts?
How quickly does failover happen?
Can we control the routing ourselves?
Does routing change the customer experience?
Stop depending on a single acquirer.
Tell us about your flows and volumes, and we will show you how Orchestration fits alongside the rest of your stack.