One platform. Every flow.
Lyria brings acceptance, accounts, settlement, digital assets and compliance onto one core. Clients integrate once and switch products on as they need them, without new contracts or new integrations.
Orchestration
Route each payment to the provider most likely to approve it.
Learn moreAccounts
Multi-currency accounts through regulated banking partners.
Learn moreSettlement & Payouts
Reconciled settlement and payouts on every rail.
Learn moreDigital Assets
Stablecoin acceptance, settlement and conversion.
Learn moreRisk & Compliance
Onboarding, screening and monitoring infrastructure.
Learn moreLedger & Reporting
A double-entry record of every movement of funds.
Learn moreShared infrastructure, built in.
The products are different views of the same system. That is why a payment, its settlement, its fees and its compliance record never disagree.
Routing engine
Scores every transaction against provider health, approval history, cost and the rules you set, then selects a route in real time.
Double-entry ledger
Each movement of funds creates balanced entries, so balances are always derived from the record rather than stored separately.
Risk engine
Device, velocity, BIN and behavioural signals are evaluated before a payment leaves Lyria.
Card data vault
Card numbers are tokenised in a PCI DSS-compliant environment and never touch your servers when you use hosted components.
One data model
Payments, refunds, payouts, settlements and disputes share one schema across every rail and currency.
Observability
Provider-level health, latency and approval data feed the routing engine and your reporting at the same time.
From first call to first payment.
Scoping
We review your flows, markets, volumes and regulatory position with you.
Due diligence
KYB, AML and risk assessment of your business and its owners.
Integration
Build against the sandbox with direct support from our engineers.
Go live
Production access, with monitoring that continues for the life of the relationship.
See how the platform fits your flows.
We will map your current setup against Lyria and show you what changes, what stays and what it costs.