Ledger & Reporting

Every cent, accounted for.

Every payment, fee, refund, transfer, conversion and payout on Lyria is written to a double-entry ledger. Balances come from the record, not alongside it, so finance, operations and auditors are always looking at the same numbers.

Talk to our team Developer overview

Journal entryIllustrative

Account	Debit	Credit
Provider receivable	125.00
Merchant balance		121.25
Processing fees		3.75

Sample entry for one EUR card payment. Debits always equal credits.

Finance-grade data, from the first transaction.

Reporting is a view of the ledger, so every number can be traced back to the entries that produced it.

Double-entry accounting

Every movement creates balanced debit and credit entries that cannot be edited, only reversed.

Real-time balances

Available, pending and reserved balances per account and currency, at any moment.

Provider reconciliation

Provider reports are matched to ledger entries automatically, with breaks flagged for review.

Analytics

Approval rates, decline reasons, fees and volumes by provider, method, market and period.

Exports

Scheduled files, API access and warehouse delivery for your finance stack.

Audit trail

Each entry links to the event, request and user that caused it.

How it works

From event to report.

Event
A payment, transfer or payout changes state.
Entry
Balanced ledger entries are written.
Match
Provider data is reconciled against them.
Report
Balances and reports update in real time.

Details

Ledger & Reporting at a glance.

Model: Immutable double-entry ledger with reversal entries for corrections.
Granularity: Per transaction, fee, account and currency.
Access: Operations console, API and scheduled exports.
Formats: CSV and JSON, with data warehouse delivery on request.
Retention: In line with Canadian record-keeping requirements.
Permissions: Role-based access for finance, operations and audit users.

Who Ledger & Reporting is built for.

Platforms & marketplaces

Track every buyer payment, commission and seller payout in one place.

Fintech & embedded finance

Give your finance team and your auditors one source of truth.

Integrate

Query every entry by API.

One request style across every Lyria product, with idempotency, signed webhooks and a sandbox that mirrors production.

Immutable entries, corrected only by reversal
Every entry links to the event that caused it
Export to your warehouse or finance stack

Developer overview

List ledger entries

GET /v1/ledger/entries?payment=pay_9KD
[
  { "account": "provider_receivable", "debit": 125.00 },
  { "account": "merchant_balance", "credit": 121.25 },
  { "account": "processing_fees", "credit": 3.75 }
]

Works with

Complete your stack.

Every product shares the same ledger, data model and controls, so adding the next one is a configuration change.

OrchestrationRoute each payment to the provider most likely to approve it.AccountsMulti-currency accounts through regulated banking partners.Settlement & PayoutsReconciled settlement and payouts on every rail.Digital AssetsStablecoin acceptance, settlement and conversion.Risk & ComplianceOnboarding, screening and monitoring infrastructure.

Questions about Ledger & Reporting.

Can ledger entries be edited?

No. Entries are immutable. Corrections are made with reversal entries, so the full history is always visible.

Can we send data to our own warehouse?

Yes. Scheduled exports and warehouse delivery are available alongside the API.

How do you handle reconciliation breaks?

Mismatches between provider data and the ledger are flagged automatically and resolved by our operations team, with the resolution recorded.

Is reporting real time?

Balances and transaction data update as events happen. Provider settlement data updates as providers report it.

Give finance one source of truth.

Tell us about your flows and volumes, and we will show you how Ledger & Reporting fits alongside the rest of your stack.

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