Infrastructure
The orchestration layer that routes, monitors, and settles payments across a redundant network of acquiring banks and providers.
System architecture
Capabilities
Routing Intelligence
Every transaction is scored in real time and directed to the acquirer or provider best suited to approve it — by corridor, card type, currency, and historical performance.
Orchestration
A single integration abstracts every provider relationship behind it. Add or remove a provider without touching merchant-facing integrations.
Multi-Provider Redundancy
No transaction depends on a single acquiring relationship. Every corridor is served by more than one provider by default.
Automatic Failover
When a provider's approval rate or latency degrades past a threshold, traffic reroutes automatically — no manual intervention required to keep transactions flowing.
Settlement Infrastructure
Settlement is reconciled across rails and currencies, with a single source of truth for what was collected, what was paid out, and what is still in flight.
Observability & Monitoring
Transaction-level visibility, provider health metrics, and alerting are always on — the same telemetry that drives routing decisions is available to you.
How a transaction moves through LYRIA
Transaction initiated
A merchant sends a payment request to LYRIA through a single integration.
Routing decision
The routing engine evaluates the transaction against live provider performance and selects a path.
Acquiring & authorization
The transaction is authorized through the selected acquiring bank or provider.
Monitoring
Provider health is monitored continuously; if performance degrades mid-flight, subsequent transactions reroute.
Settlement
Funds are reconciled and settled across the relevant rail and currency, with a unified record.